Terms & Conditions

1. Acceptance of Terms

By creating an account or using BusinessPH, you agree to these terms and conditions, our Privacy Policy, and any additional terms that may apply to specific services.

2. Eligibility

You must be at least 18 years old to use BusinessPH. By using our services, you represent that you meet this requirement.

3. User Accounts

• You are responsible for maintaining the confidentiality of your account
• You are responsible for all activities under your account
• You must provide accurate and complete information
• You must notify us immediately of any unauthorized use

4. Acceptable Use

You agree not to:

• Violate any applicable laws or regulations
• Infringe on the rights of others
• Post false, misleading, or fraudulent content
• Interfere with the proper functioning of the platform
• Attempt to gain unauthorized access to our systems

5. Content Ownership

You retain ownership of content you submit to BusinessPH. By submitting content, you grant us a non-exclusive, worldwide, royalty-free license to use, display, and distribute that content on our platform.

6. Termination

We reserve the right to suspend or terminate your account at any time for violations of these terms or for any other reason at our discretion.

7. Limitation of Liability

BusinessPH is provided "as is" without warranties of any kind. We are not liable for any damages arising from your use of our platform.

Information We Collect

• Account information (name, email, password)
• Profile information (business details, location)
• Usage data (pages visited, features used)
• Payment information (processed securely by Stripe)

How We Use Your Information

• To provide and improve our services
• To communicate with you about your account
• To process payments and subscriptions
• To send relevant notifications and updates
• To ensure platform security and prevent fraud

Data Protection

We implement appropriate security measures to protect your personal information. We comply with the New Zealand Privacy Act 2020 and other applicable data protection regulations.

Your Rights

• Access your personal data
• Correct inaccurate information
• Request deletion of your data
• Opt out of marketing communications

Cookies

We use cookies and similar technologies to enhance your experience, analyze usage, and provide personalized content.

Subscription Payments

• Payments are processed securely through Stripe
• Subscriptions auto-renew unless cancelled
• Prices are in New Zealand Dollars (NZD)
• GST is included where applicable

Cancellation

You may cancel your subscription at any time. Access continues until the end of your current billing period. No partial refunds are provided for unused portions of a subscription period.

Refund Policy

Refund requests are considered on a case-by-case basis. Please contact support within 7 days of payment if you believe you are entitled to a refund.